Terri F Apfelbaum Md 4 World Financial Ctr # 3 New York, NY 10080 Phone : (212) 449-1000 Business Category Physicians & Surgeons-M.D. Merrill Lynch Global Private Clnt 250 Vesey St New York, NY 10281 Phone : (212) 449-1000 Business Category Real Estate Stock & Bond Brokers Financial Advisory Services Financial Planning & Services Management Consulting Security Brokers Dealers & Flotation Companies Investment Bankers Condominium Management